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Understanding COBRA

When is COBRA Needed?

  • - Gap in coverage (e.g., waiting period on new coverage)
  • - Switching plans may increase your out-of-pocket expenses
  • - Your current plan offers a more affordable premium
  • - You are not happy with the other options available to you
  • - Your providers are not covered under an alternative plan
  • - You will no longer have access to specialty group coverages
  • - You have met your deductible or plan limits for the year

PROS

  • - Receive the same group rates as when employed
  • - Coverage can last 18 to 36 months, depending on the event
  • - Keep your same health insurance coverage

COBRA information can be overwhelming and confusing. Our goal is to make the process as simple as possible. Our communications are easy to understand, and our support team is just a call or click away whenever help is needed.

What is COBRA video
Need more information?

Check out our video "What is COBRA?"

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6 Quick Facts about COBRA for Beneficiaries

Understanding COBRA doesn't have to be complicated. Here are six key facts to help you navigate your options.

ASI COBRA

Your benefits, Our Priority Since 2008
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Trusted COBRA Administrators

At ASI COBRA, we specialize in providing cost-effective and compliant COBRA (Consolidated Omnibus Budget Reconciliation Act) administration solutions for employers of all sizes. With decades of experience, our dedicated team ensures seamless management of COBRA continuation coverage, allowing employers to focus on their core business operations.

Our commitment to excellence and personalized service sets us apart. We understand the intricacies of COBRA administration and are dedicated to providing tailored solutions that meet the unique needs of each client. By choosing ASI COBRA, you're ensuring that your employees receive uninterrupted health coverage, and you're mitigating the risks associated with COBRA compliance.

COBRA Information

Explore key terms and FAQs to make navigating COBRA easier.
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COBRA Terminology

Understanding COBRA starts with the basics. This guide is designed to help you get familiar with commonly used terms and definitions.

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Employee FAQs

Have questions about COBRA? This guide answers the most common ones employees ask about coverage and next steps.

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Employer FAQs

Employers often have just as many questions as their employees. This document is designed to answer some of the most frequently asked questions by employers.